Another reason not to overwithhold taxes

IRS refund checks have never been part of my life, since I go to great lengths never to have too much tax withheld, or to have any withheld at all if I can help it.  This is simple matter, in my case, of not wishing to loan the government money interest-free, but it turns out there's another good reason not to do it.  It's fantastically easy for criminals to file electronic tax returns in your name and claim a fraudulent tax refund.  The con man in the video linked here found that about 40% of the dozens of returns he used to file every week would be paid within 7 days.  When the real taxpayer later files a return seeking a refund, he finds that he will have to spend months standing in line and fighting with the IRS to prove his identity.