A local attorney said he is giving his employees a $50 bonus each month if they choose to conceal carry.Now carrying a pistol exposes you to a certain amount of risk. Even with near-perfect use, the danger that you will accidentally shoot yourself or someone else is higher if you handle a firearm every day than if you don't ever handle one. (So much higher that, even in Iraq, the Army made everyone inside the wire except guards on duty carry in condition green -- magazine not loaded, chamber empty, rifle on safe). Assuming you are properly trained and that you obey correct safety rules, however, the risk is not great. On the other hand, the consequences are potentially substantial: major medical bills or wrongful death lawsuits are quite expensive.
“I was like so you’re going to give me $50 to carry a pistol? And he was like, yup that’s what we’ll do. Well sign me up,” said paralegal for Puryear Law P.C. Elizabeth Payne.
Carrying her gun at work gets her $50 extra each month from her boss.
So, if I were an actuary writing you an insurance policy, would I charge you more or less than $50 a month to cover you for the additional risks?
Obviously that leaves out questions about how dangerous your neighborhood is, etc. It's also not about the politics: if you're a law-abiding American citizen, I fully support your right to keep and bear arms as you please. I'm just interested in how the money works out. Is $50 a good deal? Should a rational economic actor who is not otherwise inclined to carry, and who lives in a safe neighborhood where the firearm is unlikely to otherwise be useful to them, take such a deal if offered?