So once I hit the [Obamacare plan's] deductible (and thus got halfway to my out-of-pocket max), I Iooked in our HSA, saw there was more than $2,500 and thought, "Good, we can afford any health care expenses that might come with a new baby."Doubtless this is part of the war on women.
But then my wife reminded me that some of the doctors or specialists who see us at the hospital might not be in network. And we have a totally separate (and higher) deductible for out-of-network care. We'd pay every penny for doctor out-of-network.
My wife called the hospital. The hospital said that some specialists are in network, some are out. Can we request an in-network anesthesiologist? Nope. We get whoever is on duty at the moment the contractions get too painful.
I ran across this article recently and, if I remember correctly, read in one of its comments that some policies carry a "network" clause under which, if you're being treated in an in-network hospital, the insurer will automatically recognize any associated anesthesiologist, pharmacist, radiologist, etc., as "in network." That sounds like a good clause to look for, assuming our masters in HHS haven't yet eradicated it by well-meaning regulation.
ReplyDeleteIf they haven't eradicated it, they surely will!
ReplyDeleteAmericans wanted Livestock Care. Well now they got LivestockCare.
ReplyDeletePeople want a lot of stuff. The stuff they actually need, only a real leader can provide.
And here from the post title, I first thought you were trying to get people to work.
ReplyDeleteHeh.
ReplyDeleteSpeaking of work, I found out where all our customers went- Broke.
ReplyDeleteMike Shedlock did a little looking at the Philly Fed report-apparently they did a special survey on obamacare's effect on business-
The numbers were staggering- huge increases in premiums, deductibles, max out of pocket, layoffs and part time worker expansion.
Combine this with the recent survey that indicated about a third of the country would have a hard time coming up with four hundred ($400) dollars for an emergency expense and it is apparent the once thriving American Middle Class is being sucked dry.
"Grind the proletariat between the millstones of taxation and inflation"
Lenin.